Florida Medicare

Are you on disability benefits through Medicare? Are you about to have your 65th birthday? Did you just turned 65?
Congratulations and welcome to all the opportunities available for healthcare.

We understand how confusing this period could be, but we strive to help you have a happy transition into your Medicare benefits. We have all the top insurance carriers available for Medicare insurance choices.

Medicare is health insurance given from the government to people who have end stage renal disease, individuals with disabilities and people 65 and over after working 40 quarters.

The program has two parts. Part A: which is the hospitalization coverage, skilled nursing, hospice, and Part B: covers outpatient services, physicians, and other medical services. Part B has a monthly premium based on your income.

Why is it important to have a Medicare Plan or a Medicare Supplement? Because there are deductibles and coinsurances, it is imperative that a Medicare beneficiary elects wisely the type of Medicare Plan or Supplement that will fit his/her needs.

In a nut shell, Medicare Plans vary from county to county, but they normally have no additional premium or a very low premium to have the benefits. When a beneficiary elects a Medicare Plan, this plan will be the payor of all medical bills after the beneficiary pays only low co-pays. There could be network restrictions. You can choose from a PPO, HMO or PFFS plans. One of our specialists can assist you in determining which option will suit your needs, please call (888) 282-3650 or fill out the form.

Medicare Supplements do work differently than the Medicare Plans. A supplement will pay in addition to Medicare. There are no network restrictions. All the choices in benefits for the supplements are standardized by the government and they have premiums in addition to your Part B premium. We can help you to elect an option that will suit you. To assist you, please call us at (888) 282-3650 or fill out the form.